RupeePulse is a free personal finance dashboard built specifically for the Indian financial year (April to March). It lets you track income, expenses, EMI loans, investments, insurance, and bills across multiple financial years — FY 2025-26 and beyond. No login is required and your data never leaves your device.

Is RupeePulse free to use?

Yes, RupeePulse is completely free with no subscription, no ads, and no hidden charges. You can track unlimited income, expenses, loans, and investments at zero cost.

How does RupeePulse track the Indian financial year?

RupeePulse organises all your financial data by the Indian financial year — April 1 to March 31. You can switch between FY 2024-25, FY 2025-26, and upcoming years. The dashboard shows monthly breakdowns, savings rates, and charts aligned with the April–March cycle used for Indian income tax filing.

Does RupeePulse require a login or registration?

No registration is required. You can start using RupeePulse immediately with local storage — your data stays in your browser. Optionally, you can sign in with Google to enable cloud sync and access your data across multiple devices.

Can I track EMIs, loans, and credit card dues in RupeePulse?

Yes. RupeePulse has a dedicated Loans and Debts section where you can track home loans, car loans, personal loans, education loans, and credit card outstanding balances. It shows EMI amounts, interest rates, repayment progress, and credit card utilisation percentages.

Can I track SIPs, mutual funds, and investments in RupeePulse?

Yes. RupeePulse tracks mutual funds, equity stocks, fixed deposits, PPF, digital gold, and other investment types. It shows invested amount, current value, returns, and portfolio allocation charts.

Is my financial data private and secure in RupeePulse?

In local mode, all your data is stored only in your browser's localStorage — nothing is sent to any server. In cloud sync mode, data is encrypted and stored securely via Cloudflare, accessible only with your Google account. RupeePulse never sells or shares user data.

Does RupeePulse work on mobile phones?

Yes, RupeePulse is fully responsive and works on Android and iOS mobile browsers. It can also be installed as a Progressive Web App (PWA) from Chrome or Safari for an app-like experience without visiting an app store.

How is RupeePulse different from other expense trackers?

Unlike most apps, RupeePulse is designed around the Indian financial year (April–March) rather than the calendar year. It's completely free, requires no login, stores data privately on your device, and covers income, expenses, loans, investments, insurance, and bills — all in one place with a clean, professional dashboard.

Can RupeePulse help me prepare for income tax filing (ITR)?

Yes. By tracking all income sources, deductions, and investments across each financial year, RupeePulse helps you maintain a clear picture of your finances for ITR filing. You can export your data as JSON for reference, and the FY-wise dashboard aligns perfectly with India's April–March tax year.

Is RupeePulse a good free expense manager for India?

Yes. RupeePulse is one of the best free expense managers for India. It covers all expense categories, supports monthly and yearly budget limits, sends bill due date reminders, and automatically logs expenses when bills are marked paid. All for free, with no ads and no login required.

Can I track SIP and mutual fund investments in RupeePulse?

Yes. RupeePulse has a dedicated investment tracker for SIP, mutual funds, equity stocks, fixed deposits (FD), PPF, digital gold, and other asset classes. You can track invested amount vs current value and see overall portfolio returns at a glance.

What is the best free financial tracker for India in 2025-26?

RupeePulse is the best free financial tracker for India in FY 2025-26. It is the only free app built specifically for the April-March Indian financial year, covering income tracking, expense management, EMI loan tracking, SIP investments, insurance renewals, bill reminders, and net worth calculation — all with no login required and complete privacy.

Does RupeePulse work as a budget planner for families?

Yes. RupeePulse is an excellent free budget planner for Indian families. You can set monthly spending limits for Food, Housing, Transport, Health, Entertainment, and Shopping. The app alerts you when you approach or exceed limits, making it easy for families to stay within budget every month.

RupeePulse — Free Financial Tracker | Expense Manager, FY Dashboard India

Good morning 👋

Here's your RupeePulse FY 2024–25 financial snapshot

Health Score

—

↑

Total Income

₹0

— this FY

↓

Total Expenses

₹0

— this FY

◎

Net Savings

₹0

— savings rate

△

Investments

₹0

total portfolio

⚠

Outstanding Debt

₹0

total owed

Income vs Expenses

Monthly comparison — FY 2024–25

Expense Breakdown

By category

Savings Rate

% of income saved each month

Expense Categories

Top spending areas

Bills Due Soon

Next 30 days

Net Worth

Assets minus liabilities

Net Worth Over Time

Estimated monthly snapshot

Total Assets

₹0

Total Liabilities

₹0

Net Worth

₹0

Income

All income sources this FY

Date	Source	Category	Amount	Notes

Expenses

Categorised spending this FY

Date	Description	Category	Amount	Notes

Bills & Subscriptions

Recurring monthly & annual payments

Loans & Debts

Track what you owe

Insurance

All active policies

Investments

Your portfolio overview

Portfolio Allocation

By asset class

Returns Overview

Invested vs current value

⚙️ Settings

Configure your RupeePulse preferences

📅 Year Type

Year Format

Choose how your data is organized — Financial Year (April–March) or Calendar Year (January–December)

📱 Data Entry Flow Mobile Only

Automated Mode

Read bank SMS to auto-detect income and expenses. Requires SMS permission on Android/iOS.

🔔 Notifications

Enable Notifications

Get reminders for pending bills and over-budget alerts

Bill Reminder Timing

Days before due date to send reminder

💰 Monthly Budget Limits

Set spending limits per category. You’ll be alerted when spending reaches 80% or exceeds the limit.

☁️ Cloud Sync (Cloudflare)

Cloud Sync Status

Log in from the top bar to enable secure cloud backups.

💾 Data Management

Export Data

Download all your data as a JSON file

Import Data

Restore from a previously exported JSON file

Clear All Data

Permanently delete all entries and reset the app

ℹ️ About

RupeePulse v1.0.0

Platform: Web

Free personal finance dashboard for India. Your data stays on your device.

RupeePulse — Free Financial Tracker, Expense Manager & FY Dashboard for India

Track Expenses by Financial Year (FY 2025-26)

Free Income and Expense Tracker for India

EMI Loan and Credit Card Tracker India

Investment Portfolio Tracker — Mutual Funds, SIP, Equity, PPF, FD

Net Worth Calculator India

Bill and Subscription Reminder App India

Insurance Policy Renewal Tracker

Financial Health Score and Budget Alerts

Fully Private — Your Data Never Leaves Your Device

Free Financial Tracker for Salaried Employees, Freelancers & Families

FY 2025-26 Budget Planner — April to March

Free Expense Manager with Smart Alerts

Income Tax Tracker & ITR Preparation Tool India

Free Personal Finance App India — No Login Required

Frequently Asked Questions

What is the Indian financial year?

How to track expenses for ITR filing?

Is RupeePulse better than Excel for expense tracking?

Which is the best free expense tracker for India?